Minnesota ho-6 insurance

Minnesota HO6 Insurance

Minnesota HO6 policy is designed for condo owners in the state of Minnesota. The Minnesota HO6 condominium insurance that standard insurance companies such as Allstate and Prudential in cities such as Minneapolis, Saint Paul, Saint Cloud or Maple Plain, will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the Saint Paul and Duluth regions are requiring proof of insurance for condos.


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What Does HO6 Insurance Cover in Minnesota?

A standard condominium insurance policy in Minnesota whether you live in Minneapolis, Saint Paul or Young America will cover most damages to your MN condo and your personal belongings from perils such as hail, smoke, windstorm damage from falling objects, trucks or vehicles.

What is One Benefit of Having Minnesota Condo Insurance?

Cover personal property within the condo.

Buying Minnesota Condo Insurance

Master Policy - Living in Minnesota as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.

Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.

HO6 Condo Insurance Required in Most Areas Throughout Minnesota

Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of Minnesota.

Where is HO6 Condo Insurance in Minnesota?

The state of Minnesota now requires condo insurance everywhere you live:
  • Minneapolis, MN
  • Saint Paul, MN
  • Young America, MN
  • Duluth, MN
  • Monticello, MN
  • Maple Plain, MN
  • Saint Cloud, MN
  • Bloomington, MN
  • Edina, MN
  • Saint Paul, MN
  • Loretto, MN
  • Minneapolis, MN
  • Rochester, MN
  • Brooklyn Center, MN
  • Brooklyn Park, MN
  • Crystal, MN
  • Eagan, MN
  • Eden Prairie, MN
  • Golden Valley, MN
  • Maplewood, MN
  • Minnetrista, MN
  • Moorhead, MN
  • Norwood, MN
  • Plymouth, MN
  • Saint Louis Park, MN