Nevada ho-6 insurance

Nevada HO6 Insurance

Nevada HO6 policy is designed for condo owners in the state of Nevada. The Nevada HO6 condominium insurance that standard insurance companies such as Allstate and Prudential in cities such as Las Vegas, Reno, Pahrump or Sparks, will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the Reno and Carson City regions are requiring proof of insurance for condos.


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What Does HO6 Insurance Cover in Nevada?

A standard condominium insurance policy in Nevada whether you live in Las Vegas, Reno or Henderson will cover most damages to your NV condo and your personal belongings from perils such as fire, vandalism damage from falling objects, trucks or vehicles.

What is One Benefit of Having Nevada Condo Insurance?

The value of building additions or alterations made by you, at your expense.

Buying Nevada Condo Insurance

Master Policy - Living in Nevada as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.

Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.

HO6 Condo Insurance Required in Most Areas Throughout Nevada

Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of Nevada.

Where is HO6 Condo Insurance in Nevada?

The state of Nevada now requires condo insurance everywhere you live:
  • Las Vegas, NV
  • Reno, NV
  • Henderson, NV
  • Carson City, NV
  • North Las Vegas, NV
  • Sparks, NV
  • Pahrump, NV
  • Elko, NV
  • Fallon, NV
  • Incline Village, NV
  • The Lakes, NV
  • Boulder City, NV
  • Ely, NV
  • Gardnerville, NV
  • Indian Springs, NV
  • Jean, NV
  • Laughlin, NV
  • Lockwood, NV
  • Mesquite, NV
  • Searchlight, NV
  • Sun Valley, NV
  • Winnemucca, NV
  • Zephyr Cove, NV
  • Alamo, NV
  • Amargosa Valley, NV