Utah HO6 policy is designed for condo owners in the state of Utah.
The Utah HO6 condominium insurance that standard insurance companies such as Safeco, Farmers and Nationwide in cities such as Salt Lake City, Ogden, Murray or Logan, will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the Ogden and Sandy regions are requiring proof of insurance for condos.
What Does HO6 Insurance Cover in Utah?
A standard condominium insurance policy in Utah whether you live in Salt Lake City, Ogden or Provo will cover most damages to your UT condo and your personal belongings from perils such as explosion, lightning damage from falling objects, trucks or vehicles.
What is One Benefit of Having Utah Condo Insurance?
Cover personal property within the condo.
Buying Utah Condo Insurance
Master Policy - Living in Utah as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.
Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.
HO6 Condo Insurance Required in Most Areas Throughout Utah
Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of Utah.
Where is HO6 Condo Insurance in Utah?
The state of Utah now requires condo insurance everywhere you live:
- Salt Lake City, UT
- Ogden, UT
- Provo, UT
- Sandy, UT
- Saint George, UT
- Logan, UT
- Murray, UT
- Orem, UT
- West Valley, UT
- West Valley City, UT
- Clearfield, UT
- Holladay, UT
- Park City, UT
- Taylorsville, UT
- Bountiful, UT
- Cedar City, UT
- Cottonwood, UT
- Green River, UT
- Gusher, UT
- Hooper, UT
- Layton, UT
- Marriott-Slaterville City, UT
- MS City, UT
- MSC, UT
- North Ogden, UT