(844) 388-2759
District of Columbia HO6 Insurance
District of Columbia HO6 policy is designed for condo owners in the state of District of Columbia. The District of Columbia HO6 condominium insurance that standard insurance companies such as Mercury, State Farm Bureau and AAA in cities such as Washington, , or , will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the and regions are requiring proof of insurance for condos.
What Does HO6 Insurance Cover in District of Columbia?
A standard condominium insurance policy in District of Columbia whether you live in Washington, or will cover most damages to your DC condo and your personal belongings from perils such as explosion, lightning damage from falling objects, trucks or vehicles.
What is One Benefit of Having District of Columbia Condo Insurance?
Items not covered by the association master policy that may be your insurance responsibility.
Buying District of Columbia Condo Insurance
Master Policy - Living in District of Columbia as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.
Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.
Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.
HO6 Condo Insurance Required in Most Areas Throughout District of Columbia
Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of District of Columbia.
Where is HO6 Condo Insurance in District of Columbia?
The state of District of Columbia now requires condo insurance everywhere you live:
- Washington, DC