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Maine ho-6 insurance
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Maine HO6 Insurance

Maine HO6 policy is designed for condo owners in the state of Maine. The Maine HO6 condominium insurance that standard insurance companies such as Mercury, State Farm Bureau and AAA in cities such as Portland, Augusta, Freeport or Boothbay Harbor, will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the Augusta and Auburn regions are requiring proof of insurance for condos.

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What Does HO6 Insurance Cover in Maine?

A standard condominium insurance policy in Maine whether you live in Portland, Augusta or Ashland will cover most damages to your ME condo and your personal belongings from perils such as hail, smoke, windstorm damage from falling objects, trucks or vehicles.

What is One Benefit of Having Maine Condo Insurance?

Items not covered by the association master policy that may be your insurance responsibility.

Buying Maine Condo Insurance

Master Policy - Living in Maine as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.

Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.

HO6 Condo Insurance Required in Most Areas Throughout Maine

Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of Maine.

Where is HO6 Condo Insurance in Maine?

The state of Maine now requires condo insurance everywhere you live:
  • Portland, ME
  • Augusta, ME
  • Ashland, ME
  • Auburn, ME
  • Biddeford, ME
  • Boothbay Harbor, ME
  • Freeport, ME
  • Gardiner, ME
  • Lewiston, ME
  • Tenants Harbor, ME
  • Windham, ME
  • Bangor, ME
  • Boothbay, ME
  • Brownville, ME
  • Brunswick, ME
  • Buxton, ME
  • Camden, ME
  • Castine, ME
  • Cliff Island, ME
  • Danforth, ME
  • Dryden, ME
  • Greenville, ME
  • Houlton, ME
  • Limestone, ME
  • Lisbon, ME