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Massachusetts HO6 Insurance
Massachusetts HO6 policy is designed for condo owners in the state of Massachusetts. The Massachusetts HO6 condominium insurance that standard insurance companies such as Safeco, Farmers and Nationwide in cities such as Boston, Springfield, New Bedford or Fall River, will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the Springfield and Newton regions are requiring proof of insurance for condos.
What Does HO6 Insurance Cover in Massachusetts?
A standard condominium insurance policy in Massachusetts whether you live in Boston, Springfield or Worcester will cover most damages to your MA condo and your personal belongings from perils such as hail, smoke, windstorm damage from falling objects, trucks or vehicles.
What is One Benefit of Having Massachusetts Condo Insurance?
Damage to your unit not compensated because of the master policy deductible.
Buying Massachusetts Condo Insurance
Master Policy - Living in Massachusetts as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.
Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.
Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.
HO6 Condo Insurance Required in Most Areas Throughout Massachusetts
Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of Massachusetts.
Where is HO6 Condo Insurance in Massachusetts?
The state of Massachusetts now requires condo insurance everywhere you live:
- Boston, MA
- Springfield, MA
- Worcester, MA
- Newton, MA
- Cambridge, MA
- Fall River, MA
- New Bedford, MA
- Woburn, MA
- Lynn, MA
- Andover, MA
- Brockton, MA
- Chicopee, MA
- Framingham, MA
- Haverhill, MA
- Lowell, MA
- Amherst, MA
- Dorchester, MA
- Lawrence, MA
- Middleboro, MA
- Quincy, MA
- Scituate, MA
- Waltham, MA
- Weymouth, MA
- Acton, MA
- Billerica, MA