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Ohio ho-6 insurance
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Ohio HO6 Insurance

Ohio HO6 policy is designed for condo owners in the state of Ohio. The Ohio HO6 condominium insurance that standard insurance companies such as Safeco, Farmers and Nationwide in cities such as Cincinnati, Cleveland, Canton or Akron, will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the Cleveland and Dayton regions are requiring proof of insurance for condos.

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What Does HO6 Insurance Cover in Ohio?

A standard condominium insurance policy in Ohio whether you live in Cincinnati, Cleveland or Columbus will cover most damages to your OH condo and your personal belongings from perils such as explosion, lightning damage from falling objects, trucks or vehicles.

What is One Benefit of Having Ohio Condo Insurance?

Cover personal property within the condo.

Buying Ohio Condo Insurance

Master Policy - Living in Ohio as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.

Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.

HO6 Condo Insurance Required in Most Areas Throughout Ohio

Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of Ohio.

Where is HO6 Condo Insurance in Ohio?

The state of Ohio now requires condo insurance everywhere you live:
  • Cincinnati, OH
  • Cleveland, OH
  • Columbus, OH
  • Dayton, OH
  • Toledo, OH
  • Akron, OH
  • Canton, OH
  • Youngstown, OH
  • Kettering, OH
  • Hamilton, OH
  • Lima, OH
  • Mansfield, OH
  • Warren, OH
  • Springfield, OH
  • Trotwood, OH
  • Euclid, OH
  • Groveport, OH
  • Anderson, OH
  • Beavercreek, OH
  • Cleveland Heights, OH
  • Colerain Township, OH
  • Cuyahoga Falls, OH
  • Dayton, OH
  • Elyria, OH
  • Fairlawn, OH